Students will launch the project by examining a Houston Latino community financial planning challenge, identifying who is affected, and drafting a concise problem frame, user profile, and inquiry path that will guide later research on saving and investing decisions.

Students will analyze trustworthy financial sources, identify root causes behind weak savings and investing decisions in Houston Latino community scenarios, and propose one evidence-based bilingual solution direction for teens, first-job earners, and families.

Students will translate prior research about ahorro, inversión, metas financieras, FDIC, and the Regla del 72 into a fast first design cycle for a bilingual decision guide and simulation concept for Houston Latino families. They will analyze strong models, state a testable design hypothesis, map a practical creation plan, and document a first iteration with peer feedback and revisions.

Students will implement a quick test of their bilingual savings and investing solution with classmates acting as Houston Latino teen or family users, collect evidence on clarity and usefulness, and document what the results show about how well the guide supports short-, intermediate-, and long-term financial decisions.

Students will synthesize what they learned about ahorro e inversión, present evidence of how their bilingual financial planning work responded to community needs in Houston, and document their academic, professional, and personal growth through a final reflection.